TL;DR: This guide covers key insights to help Australian and New Zealand small businesses make better financial decisions and manage cashflow more effectively.
Published: November 4, 2025
FundTap is designed for speed, most approved invoices are funded the same day. But if your payment hasn’t come through yet, don’t worry. Delays are rare and usually easy to resolve.
This article explains the most common reasons for funding delays and what steps you can take.
If your funding is delayed, you won’t be left wondering. The FundTap team will reach out to explain the reason and what’s needed to move things forward.
While most invoices are processed automatically, some may trigger a review that requires a closer look. This can happen for several reasons:
During the review, the team may request further details about the invoice, your customer, or your business.
This is usually a quick fix, once the info is received, the funding process resumes.
If something on the invoice looks unusual (e.g. large amounts, new customer, or modified terms), the team may pause to verify accuracy before releasing funds.
If you notice your funding is delayed:
Check your email or FundTap portal messages
There may already be a note from the team requesting information.
Respond promptly if contacted
The sooner the team receives what they need, the sooner your funds are released.
Contact support if unsure
If you haven’t heard anything but the payment hasn’t arrived, reach out to check the status.
Delays are typically resolved within one business day once the issue is clarified.
FundTap provides on-demand invoice finance for AU and NZ SMEs. Select an invoice and get funded within hours, no lock-in, fees from 4%.
Yes. FundTap serves businesses across both countries, integrating with Xero, MYOB, and QuickBooks.
Most businesses receive funds within hours. Once set up, funding is typically same-day.