Are there setup, monthly, or annual fees?
No. Fundtap has no setup fees, no monthly fees, and no annual fees.
You are only charged when you fund an invoice, and the fee is shown upfront in the quote before you accept. If you don't fund anything, you don't pay anything.
This means that having a Fundtap account in place costs you nothing, but can act as a safety net should you ever need it.