How fees are charged
Fundtap is transparent about costs before you commit. You see the exact fee before accepting any payment.
- Select an invoice/s and see the exact cost of capital before you choose to proceed
- We pay you up to 90% of the invoice value, within hours
- Your customer pays you as normal, on their usual terms
- Once they've paid, Fundtap collects the advance plus the fee via direct debit
You never get a surprise bill. The fee is transparent before you accept the payment from Fundtap.
No fixed repayment schedule
Unlike a business loan, there are no fixed monthly repayments. Repayment happens naturally when your customer pays — which aligns with your actual cash flow, not an arbitrary calendar date.
Common questions
What if my customer pays early?
Repayment happens automatically when payment is received. If your customer pays before the expected date, the process is the same — and the fee may be slightly lower if the invoice is outstanding for less time.
What if my customer pays late?
If payment is delayed, Fundtap will keep you informed. The fee may adjust to reflect the additional time outstanding. Fundtap only funds invoices from creditworthy clients to keep this risk low.
Do I need to do anything to trigger repayment?
No. The entire repayment process is automatic. You'll receive a notification when funds are released to you.
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