Invoice Finance for Staffing & Recruitment

If your business invoices clients on terms and runs a weekly or fortnightly wage bill that can't move, the money often goes out before it comes in.

Check eligibility See how it works

4.9 250+ reviews

+$4,050.00 FundTap · Direct credit · Today Received

No lock-in

Choose which invoices, no minimums

Same day

Once approved, funded same day

Never

Your clients are never contacted

From 4%

Per invoice, quoted upfront

In short

How does invoice finance work for staffing and recruitment agencies?

Agencies pay staff weekly while clients pay monthly. FundTap brings forward an invoice you have already sent, up to 90% of it, ahead of the payroll run. FundTap shows the exact fee first and funds the same day once approved, from 4%. Your client is never contacted, and an unused limit costs nothing.

Last reviewed 26 August 2026

The gap

The Cashflow Challenge in Recruitment

If your business invoices clients on terms and runs a weekly or fortnightly wage bill that can't move, the money often goes out before it comes in. The money for that work is sitting on an invoice with a future date on it: FundTap brings it forward. A new contract starts, and the first month of wages goes out before the first invoice is even due. That makes a won contract a wages question before it is anything else. Some businesses set it up as a backstop and only reach for it in the months the wage cycle and the payment cycle run at different speeds.

How it works

Get funded in four steps.

Connect

Get approved

Our approvals team reviews your application, usually the same day.

Choose an invoice

Pick the one you want funded and see the exact fee before you confirm.

Get paid

Once approved, the money lands the same day, before 5pm.

See how it works in full

What it costs

Pricing that hands you the control.

From 4% per invoice, plus a small daily amount for the days until it's due, shown in full before you confirm. No monthly costs, no lock-in contracts, and it costs nothing while it's not in use.

Approved funding limit

$0while it sits there

No establishment fees
No monthly service charges
No break fees
No minimum, no lock-in

When you fund an invoice

4%from, per invoice

Up to 90% in your bank, funded same day once approved
Quoted before you confirm
No early repayment penalty
You choose which invoice, how long, and how much

Get set up for free

Joining FundTap was so easy and their system is brilliant; it's simple to use, there's no hidden costs. Access to this funding has opened up a whole range of new opportunities for our business.

HelenOwner, Recruitment Agency

Before you check eligibility.

Can recruitment agencies use invoice finance?

Yes. Recruitment and staffing is one of the most common use cases for invoice finance due to the mismatch between weekly contractor payments and monthly client billing.

How does invoice finance help with payroll?

You fund the invoices you have issued to clients and receive cash the same day. This cash can be used to cover contractor and temp payroll while waiting for client payments.

Do my clients know I am using invoice finance?

No. FundTap is completely confidential. Your clients continue paying you as normal with no notification.

Is there a minimum number of placements required?

No. FundTap has no minimum volumes or minimum invoice values. Fund as many or as few invoices as you need.

Does invoice finance work for temp staffing and permanent recruitment?

Invoice finance works for any B2B invoices. It is most commonly used for temporary and contract staffing where the payroll gap is ongoing, but it works for any invoiced recruitment service.

Talk to a human

Rather ask first?

Our Nelson-based team, not a call centre.

Email us info@fundtap.co

Call NZ 0800 88 33 55

Call AU 1800 595 505

Take opportunities. Cover costs.

Keep moving.

Check eligibility