For accountants & bookkeepers
You can see the timing gap in your client's accounting software before they feel it. FundTap turns unpaid invoices into money within hours of approval, so you can offer a real answer, not just spot the problem.
What makes FundTap easy to recommend
You're already looking at the data. You can see the timing gap better than anyone, and now you can do something about it.
Spot the gap in the numbers you already review. A read-only Xero view lets you pre-qualify before your client signs up.
Ask us about our fully disclosed advisor subsidy, so your clients get the advice they need, when they need it.
One flat fee per invoice from 4%. No lock-in. A private, non-disclosed facility.
Connect the accounting software. Once approved, funds follow within hours.
How it works
Add clients by connecting their Xero, read-only.
Run "what if" scenarios without your client signing up.
When the timing gap is genuine, refer with your link.
Your client is funded; you're recognised for the advice.
Client fit
If a client invoices and waits to be paid, the timing gap is already in their numbers.
What customers say
Real reviews from FundTap customers on Xero and Google. On average, FundTap customers grew revenue 54% over two years.
Great service and quick response time, professional staff.
Easy to use and super helpful.
Very easy to set up and gain funding for my first invoice. FundTap were on it even on a Friday evening and I received funding as agreed. Great communication and support all the way through - highly recommend FundTap!
Love this service. It really helps with our cashflow when our clients are slow to pay.
This process is quick and easy and fits our business model really well. Highly recommended to have a look at this.
Really great service and quick payment. They really help take the edge off when waiting for clients to pay.
Common questions
Refer a client through your partner link and you earn a fee when they are funded. You can also pre-qualify clients first from a read-only Xero view.
Joining is free. Where it fits, FundTap pays a fully disclosed adviser subsidy. We confirm the details with you when you register.
Yes. Connect their Xero in read-only and run a pre-qualification to see the likelihood of approval before anyone commits.
No. The Xero connection is read-only. Nothing is written back.
Funding follows within hours of approval, at a flat fee from 4% per invoice, with no lock-in and no monthly fees.
Neither. It is selective invoice finance: your client funds the invoices they choose, and it is non-disclosed.
Learn more about how invoice finance works, pricing and how it compares. Other ways to partner with FundTap: the partner programme, brokers & advisers, platforms & embedded finance.
Tell us about your practice. We'll set you up with the adviser view and explain the fully disclosed subsidy.
Reviewed by Shane Laurence, Head of Growth. Last reviewed 1 July 2026.