Finance NZ
The fastest source of cashflow available, paid in hours.
In partnership with Shane from Finance NZ.
Get started →You pick which invoice. No obligation to fund the others.
The home of business finance in New Zealand. We make it easier and faster to access flexible & efficient business finance. Partnering with FundTap to solve SME's No.1 issue - cashflow.
Why do customers love FundTap?
Built for the time-poor business owner. Connect your accounting software and we handle the rest.
Get started in minutes
Connect Xero, MYOB, QuickBooks or Reckon. No paperwork, no lengthy applications.
The fastest access to funds
Pick an invoice and receive the cash in your account within hours, not weeks.
No changing bank accounts
Keep banking the way you always have. Your clients are never contacted by FundTap.
Four steps to funded.
From connection to cash, the whole process is built to take minutes of your time.
Connect your accounting software
Sign up and connect Xero, MYOB, QuickBooks or Reckon in a few clicks. Read-only connection. Disconnect at any time.
Pick the invoice
Unpaid invoices appear in the FundTap portal. Choose one, several, or none at all.
See the fee
The exact fee is shown before confirming, calculated for that invoice and term. No surprises.
Get funded
90% of the invoice is in the customer's bank, typically the same day. Repayment is automatic, tied to the invoice due date.
You asked, answered.
Quick answers for the things people ask before they sign up.
What is FundTap?
FundTap is invoice finance built for small businesses in New Zealand and Australia. You connect your accounting software, pick which unpaid invoice you want funded, and 90% of that invoice can be in your bank quickly. No lock-ins, no monthly fees, no debtor notification.
What does it cost?
From 4% per invoice, plus a daily rate for the funding period. No monthly fees, no setup fees, no exit fees. The exact fee is shown before you confirm, calculated for that specific invoice and term. Please note, additional base fees may apply for those in the construction industry or businesses not using Xero, MYOB, QuickBooks or Reckon.
Do my customers know I am using FundTap?
No. FundTap never contacts your customers. You keep banking the way you always have, and your customer relationships stay yours.
What if my customer pays late?
You can move the direct debit forward by up to 5 days in the FundTap portal, no questions asked. Beyond that, contact us and we work it out with you.
Is this a loan?
No, it is invoice finance. You are accessing money you have already earned from work you have completed. There is no new debt on your books. FundTap is repaid automatically when your customer pays.
Who can use FundTap?
Businesses in New Zealand or Australia with at least 3 months of trading history, and invoicing for future payment. We sync directly with Xero, MYOB, QuickBooks, or Reckon to streamline the approval and funding process, and can still work with you if you use a different accounting software provider.
Your money, sooner.
Join the businesses using FundTap to bridge the gap between invoicing and getting paid.
Get started →