TL;DR: Transport and logistics businesses have high upfront costs — fuel, drivers, fleet maintenance — but clients often pay on 30–60 day terms. Invoice finance gives you immediate access to funds from invoices you have already issued, keeping your fleet running and your business growing.
The Cash Flow Challenge in Logistics
Running a transport or logistics business means constant cash outflow: fuel, tolls, driver wages, vehicle maintenance, and insurance do not wait for your clients to pay. When clients are on 30 or 60-day terms, the gap between spending and receiving creates real pressure — especially during busy periods when costs increase alongside revenue.
How Invoice Finance Works for Transport Operators
With Fundtap, you select unpaid invoices from your accounting software and receive an advance within hours. When your client pays the invoice, the advance is settled automatically.
- Cover fuel and driver wages without waiting for payment
- Take on additional routes and contracts
- Manage fleet maintenance and replacement
- No vehicle or property security required
Why Logistics Companies Choose Fundtap
- Funded within hours — critical for weekly fuel and wage bills
- No lock-in contracts or minimum volumes
- Single fee from 4% per invoice
- Confidential — your clients never know
- Scales with your business as you add routes and contracts
Yes. Transport and logistics is a common use case for invoice finance because of high upfront operating costs combined with extended client payment terms.
No. With Fundtap, your invoices are the security. There is no requirement to use vehicles, property, or other assets as collateral.
Once your account is set up, you can fund an invoice and receive the advance within hours.
Yes. You can fund invoices from any of your B2B clients, selecting individual invoices as needed.
Yes. Fundtap has no minimum turnover or minimum invoice volume. If you invoice B2B clients through Xero, MYOB, or QuickBooks, you can use Fundtap.