Is Fundtap a good Waddle alternative?

Yes. Fundtap offers selective invoice finance with Xero integration, no lock-in and fast decisions — similar to what Waddle offered, with the added benefit of no minimum commitment.

Can Waddle customers switch to Fundtap?

Yes. There are no switching fees and Fundtap has no minimum commitment. You can get started and fund your first invoice the same day.

Looking for a Waddle alternative?

Q: What happened to Waddle?

Waddle was acquired by ScotPac and is no longer operating as an independent platform. Customers were transitioned to ScotPac.

Waddle was acquired by ScotPac in 2022 and is no longer operating as an independent platform. If you’re looking for an alternative, Fundtap offers a similar experience — fast, Xero-integrated, and designed for SMEs.

⭐⭐⭐⭐⭐ 4.9 stars · 240+ reviews on Google • 54% average revenue growth for Fundtap customers

What happened to Waddle?

Waddle was a popular NZ and AU invoice finance platform that was acquired by ScotPac. After the acquisition, Waddle customers were transitioned to ScotPac’s platform. Waddle is no longer available as a standalone product.

Why businesses choose Fundtap instead

Feature	Fundtap	Waddle (historical)
Selective invoicing	Yes (choose any invoice)	Revolving line
Lock-in	None	Typically 12 months
Xero integration	Yes	Yes (historical)
Confidential	Yes	Yes (historical)
Status	Active	No longer independent

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