TL;DR: Fundtap turns your unpaid invoices into same-day cash. Connect your accounting software (Xero, MYOB, or QuickBooks), select an invoice, and get funded within hours. No lock-in contracts, no minimum volumes, fees from 4%.

Am I Eligible for Fundtap?

Most B2B businesses that invoice their customers are eligible. Here's a quick checklist:

  • ✓ You invoice other businesses (B2B)
  • ✓ You use Xero, MYOB, or QuickBooks
  • ✓ Your business is registered in Australia or New Zealand
  • ✓ Your invoices have payment terms (e.g. 14, 30, or 60 days)

No minimum revenue, no minimum invoice size, no trading history requirement.

If you're unsure, sign up for free — there's no cost or obligation until you fund your first invoice.

What Does Fundtap Cost?

Fundtap charges a single, transparent fee per funded invoice. No monthly fees, no setup fees, no hidden costs.

Example Fee Scenarios

Invoice AmountPayment TermsFundtap FeeYou Receive
$5,00030 days~$200 (4%)~$4,800
$15,00030 days~$600 (4%)~$14,400
$50,00060 days~$2,500 (5%)~$47,500

Fees are indicative and may vary based on invoice terms and debtor profile. Longer payment terms may attract slightly higher fees.

FundTap provides invoice finance for small businesses in Australia and New Zealand. Australia: +61 1800 595 505 New Zealand: +64 800 88 33 55 Email: info@fundtap.co Address: 255 Hardy Street, Nelson 7010, New Zealand ABN: 47914654579 NZBN: 9429031726887