Simple pricing. No surprises.
One flat fee per invoice funded. That’s it. No monthly fees, no establishment fees, no exit fees. You only pay when you use it.
⭐⭐⭐⭐⭐ 4.9 stars · 240+ reviews on Google • 54% average revenue growth for Fundtap customers
How pricing works
One flat fee per invoice
The fee is calculated as a percentage of the invoice value and varies based on:
- The size of the invoice
- How long your customer takes to pay
You see the exact fee before you confirm. No commitment until you’re ready.
What you don’t pay
| Fee type | Fundtap | Traditional providers |
|---|---|---|
| Establishment / setup fee | None | Often $500-$2,000+ |
| Monthly / annual fee | None | $100-$500+/month |
| Exit / cancellation fee | None | Sometimes significant |
| Minimum usage fee | None | Common |
| Invoice processing fee | None | Sometimes $25-$50/invoice |
“As a sole trader, I never thought invoice finance was for me. Fundtap changed that — I signed up in under 10 minutes and had money in my account the next morning.”
Mike D., Electrical Contractor, Brisbane
How fees are charged
- Select an invoice/s and see the exact cost of capital before you choose to proceed
- We pay you up to 90% of the invoice value, within hours
- Your customer pays you as normal, on their usual terms
- Once they’ve paid, Fundtap collects the advance plus the fee via direct debit
You never get a surprise bill. The fee is transparent before you accept the payment from Fundtap.
How much can I borrow?
We cannot fund invoices for greater than 12 weeks.
You can get $0 in your bank account in hours.
When your customer pays your invoice of $200, we then direct debit your account for the advance of $180 and the fee – in this case, $43.
We know for many businesses, their customers do not pay on time. 3 days before we direct debit your account, we send an email reminder. You can then change this direct debit date if needed up to 24 hours before - up to 5 days beyond the due date.
For delays beyond 5 days, proactive communication is really important. Please get in touch with the team.
Common questions about pricing
Is there a fee to apply or get set up?
No. Setting up Fundtap is completely free. You only pay a fee when you choose to fund an invoice.
What if my customer pays late?
The fee is based on how long the invoice is outstanding. If your customer pays later than expected, the fee adjusts accordingly — you’ll always see the updated amount before any charges are applied.
Can I see the fee before I commit?
Yes. You see the exact fee in the Fundtap platform before you confirm each invoice. No commitment until you’re ready.
Is there a maximum I can fund?
Your funding limit grows as you build a track record with Fundtap. New customers start with a limit that grows over time based on usage and customer payment history.