Simple pricing. No surprises.
One flat fee per invoice funded. That’s it. No monthly fees, no establishment fees, no exit fees. You only pay when you use it.
⭐⭐⭐⭐⭐ 4.9 stars · 240+ reviews on Google • 54% average revenue growth for Fundtap customers
How pricing works
One flat fee per invoice
The fee is calculated as a percentage of the invoice value and varies based on:
- The size of the invoice
- How long your customer takes to pay
- Your overall usage history with Fundtap
You see the exact fee before you confirm. No commitment until you’re ready.
What you don’t pay
| Fee type | Fundtap | Traditional providers |
| Establishment / setup fee | None | Often $500-$2,000+ |
| Monthly / annual fee | None | $100-$500+/month |
| Exit / cancellation fee | None | Sometimes significant |
| Minimum usage fee | None | Common |
| Invoice processing fee | None | Sometimes $25-$50/invoice |
“As a sole trader, I never thought invoice finance was for me. Fundtap changed that — I signed up in under 10 minutes and had money in my account the next morning.”
Mike D., Electrical Contractor, Brisbane
How fees are charged
- You select an invoice and see the exact fee before you confirm
- We advance you up to 85% of the invoice value
- Your customer pays as normal — to you, on their usual schedule
- Fundtap deducts its fee and releases the remaining balance to you
You never get a surprise bill. The fee is deducted from the final payment — there’s nothing extra to pay.
Common questions about pricing
Is there a fee to apply or get set up?
No. Setting up Fundtap is completely free. You only pay a fee when you choose to fund an invoice.
What if my customer pays late?
The fee is based on how long the invoice is outstanding. If your customer pays later than expected, the fee adjusts accordingly — you’ll always see the updated amount before any charges are applied.
Can I see the fee before I commit?
Yes. You see the exact fee in the Fundtap platform before you confirm each invoice. No commitment until you’re ready.
Is there a maximum I can fund?
Your funding limit grows as you build a track record with Fundtap. New customers start with a limit that grows over time based on usage and customer payment history.
How it works • Check eligibility