TL;DR: Healthcare and allied health businesses, including physiotherapy, occupational therapy, dental, and home care providers, often invoice government agencies, insurers, or corporate clients on extended terms. Invoice finance gives you immediate access to those funds so you can cover staff wages, equipment costs, and clinic overheads without waiting.
The Cashflow Challenge in Healthcare
Healthcare providers that invoice corporate clients, government agencies, or insurance companies face payment terms of 30–90 days. Meanwhile, clinic rent, staff wages, equipment leases, and consumables require regular cash outlay. This is especially challenging for growing practices adding locations or staff.
How Invoice Finance Works for Healthcare Providers
With FundTap, you connect your accounting software, select invoices from corporate or government clients, and get funded within hours. When the client pays, the advance is settled automatically.
- Cover staff wages and clinic costs while waiting for payment
- Invest in equipment and expansion without taking on debt
- Manage seasonal and referral-driven fluctuations
- No property security required
Why Healthcare Businesses Choose FundTap
- Funded within hours
- No lock-in contracts or minimum volumes
- Single fee from 4% per invoice
- Confidential, clients and referrers never notified
- Integrates with Xero, MYOB, and QuickBooks
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Frequently asked questions
Can healthcare businesses use FundTap?
Yes. Healthcare businesses that invoice other businesses on payment terms can fund their unpaid invoices with FundTap to cover wages, materials and day-to-day costs while waiting to be paid. You choose which invoices to fund.
Will my clients know I am using invoice finance?
No. FundTap never contacts your customers. There is no debtor notification and your clients keep paying you directly.
How fast can a healthcare business get funded?
Setup takes about 30 minutes, approval is usually within 24 hours, and most invoices are funded within hours of approval.
Do I have to fund all my invoices?
No. You choose which invoices to fund, one at a time. There are no lock-ins, no minimums and no whole-ledger commitment.
What does it cost?
A single transparent fee per invoice you choose to fund, shown in full before you confirm. There are no setup fees, no monthly fees and no lock-ins, and the fee reduces if you repay early.
Yes. Any healthcare or allied health business that invoices B2B clients (corporate, government, or insurance) through Xero, MYOB, or QuickBooks can use FundTap.
If you invoice NDIS plan managers or other organisations as a B2B transaction through your accounting software, invoice finance can help bridge the gap between service delivery and payment.
Yes. FundTap has no minimum turnover or minimum invoice volume. Solo practitioners and small practices can use it just as effectively as larger organisations.
No. FundTap is completely confidential. Your clients, referral partners, and patients are never notified.
A practice loan creates debt on your balance sheet and requires fixed repayments. Invoice finance advances money you have already earned without creating debt, and repayment happens when your client pays the invoice.