Frequently asked questions

Getting started

How do I sign up for Fundtap?

Go to the sign-up page, connect your accounting software, and complete the eligibility check. Most businesses are approved and ready to fund within the same day.

What do I need to get started?

A registered NZ or AU business, a Xero, MYOB, QuickBooks, or Reckon account with outstanding invoices, and a NZ or AU bank account.

Is there a minimum turnover or invoice size?

No. Fundtap has no minimum turnover, no minimum invoice size, and no minimum monthly volume.

Costs

What does Fundtap cost?

A single flat fee of 4–6% per invoice. No monthly fees, no setup fees, no exit fees. See the pricing page for worked examples.

Are there any fees when I’m not using Fundtap?

No. You pay nothing when you’re not funding invoices.

Confidentiality

Will my customers know I’m using Fundtap?

No. Fundtap is completely confidential. Your customers pay you as they normally would. Nothing changes from their perspective.

Repayment

When do I repay?

Repayment is collected on or after the invoice due date. If your customer pays late, you extend the date in your Fundtap account — no penalty.

Is there a contract or lock-in period?

No. No contracts, no minimum period, no exit fee. Use Fundtap when it suits you.