Invoice Finance for Professional Services

The invoice is billed on completion, retainer or commission, but a council, insurer or corporate client pays to their own process, not yours. It's rarely bad debt, just a slow, process-bound payer.

Check eligibility See how it works

4.9 250+ reviews

+$4,050.00 FundTap · Direct credit · Today Received

No lock-in

Choose which invoices, no minimums

Same day

Once approved, funded same day

Never

Your clients are never contacted

From 4%

Per invoice, quoted upfront

In short

How does invoice finance work for professional services firms?

Billed on completion, retainer or commission, then a council, insurer or corporate client pays to its own process. FundTap funds the single invoice you pick, this month and none the next. FundTap shows the exact fee first, then funds up to 90% the same day once approved, from 4%. Your client is never contacted.

Last reviewed 26 August 2026

The gap

The Cashflow Challenge in Professional Services

The invoice is billed on completion, retainer or commission, but a council, insurer or corporate client pays to their own process, not yours. It's rarely bad debt, just a slow, process-bound payer. FundTap funds the one invoice you choose, money already owed to you, brought forward on your own timing, and your client is never contacted.

How it works

Get funded in four steps.

Connect

Get approved

Our approvals team reviews your application, usually the same day.

Choose an invoice

Pick the one you want funded and see the exact fee before you confirm.

Get paid

Once approved, the money lands the same day, before 5pm.

See how it works in full

What it costs

Pricing that hands you the control.

From 4% per invoice, plus a small daily amount for the days until it's due, shown in full before you confirm. No monthly costs, no lock-in contracts, and it costs nothing while it's not in use.

Approved funding limit

$0while it sits there

No establishment fees
No monthly service charges
No break fees
No minimum, no lock-in

When you fund an invoice

4%from, per invoice

Up to 90% in your bank, funded same day once approved
Quoted before you confirm
No early repayment penalty
You choose which invoice, how long, and how much

Get set up for free

Great service with a professional team. FundTap does a great job at plugging the gap for small businesses and providing confidence to make decisions regarding business growth.

Glenn De3 Scientific

Before you check eligibility.

Can professional services firms use invoice finance?

Yes. Any professional services business that invoices B2B clients, consultants, IT firms, lawyers, engineers, architects, accountants, and more, can use FundTap to access funds from outstanding invoices the same day.

How does FundTap work with my accounting software?

FundTap integrates directly with Xero, MYOB, QuickBooks and Reckon. Once connected, you can view your outstanding invoices, select which ones to fund, and receive the advance the same day.

Is invoice finance suitable for project-based billing?

Yes. Whether you bill by milestone, retainer, or project completion, FundTap can fund any invoice raised to a business client. You choose which invoices to fund and when.

What does FundTap cost for professional services businesses?

Fees start from 4% of the invoice value. There are no monthly fees, setup costs, lock-in contracts, or minimum volumes. You only pay when you choose to fund an invoice.

Will my clients know I’m using invoice finance?

No. FundTap is completely confidential. Your clients pay you directly as normal, they are never contacted or notified that you are using invoice finance.

Talk to a human

Rather ask first?

Our Nelson-based team, not a call centre.

Email us info@fundtap.co

Call NZ 0800 88 33 55

Call AU 1800 595 505

Take opportunities. Cover costs.

Keep moving.

Check eligibility