An accounting practice in the lower North Island: new work, fees paid later

The practice and its clients

The business is an accounting practice in the lower North Island. It looks after the books and the accounts of its clients, and bills for that expertise.

Each piece of work ends in an invoice, and the client pays it on terms. The practice does the work first and waits for the fee.

New work, fees still to come

The practice had picked up more work. That’s good news for an accounting firm, but the fees for new work are invoiced once it’s done and paid some time after that.

At sign-up in November 2024, the owner told the FundTap team the practice had picked up more work and wanted a short-term safety net behind it.

Not a large amount, and not for long: enough to cover the gap while the new work turned into paid invoices.

Funding the first invoices

They signed up in November 2024 and connected their accounting software. Their first invoices were funded in November 2024 as well, nine in that first month.

The practice chooses which fee invoices to put forward and sees the cost before committing to each one. Its clients pay the practice on their normal terms, and there’s no charge for the stretches when no invoice goes through.

Room for the new work

With the first fee invoices funded, the new work could be taken on without waiting for each client’s payment to arrive first.

The safety net the practice asked for turned out to be a working one. They funded nine invoices in 2024 and 33 in 2025, with November 2024 still the busiest month.

The most recent invoices were funded in October 2025, three of them. Since then the practice has funded nothing, and that has cost it nothing.

The timeline

1. November 2024 Signed up with new work on the books and connected their accounting software.
2. November 2024 Funded their first invoices, nine that month.
3. October 2025 The most recent invoices funded, three of them.

In numbers

• 42 invoices funded since November 2024
• 9 invoices funded in November 2024, their first month
• 33 invoices funded in 2025

Sound like your business?

You’ve taken on more work and the fees will follow once it’s done. Fund an invoice when the timing doesn’t suit, and let the others come in as normal.

Fund a specific invoice when the timing doesn’t work. Pay nothing when it does.

Invoice finance for professional services  •  All case studies