A design practice in the top of the South Island: bigger projects, later pay

The story in short

• 7 invoices funded since October 2022
• 6 of 48 months used since their first funded invoice
• 3 invoices funded in 2025, up from 1 in 2022

The gap

They invoice monthly for the work completed, and payment arrives on the 20th of the following month. That’s a long wait for a practice with wages to pay.

The practice had larger commercial projects coming up, to design and project manage. Each one lengthens the wait between doing the work and being paid.

How they use FundTap

They’ve funded seven invoices across six months since October 2022, on six funding days. Use has crept up over time: one invoice in 2022, one in 2023, two in 2024 and three in 2025.

January 2025 was the busiest month, with two. The practice’s clients see no change at all. The funding covers the wage run when a commercial invoice takes its time.

What’s changed

They’ve been with FundTap for four years now, and they use it sparingly. The payment timing is predictable, so a little cover at the right moment is enough.

Sound like your business?

Moving up to bigger projects usually means waiting longer to be paid for them. Fund the invoice in the middle of that wait, and pay wages on time.

Fund a specific invoice when the timing doesn’t work. Pay nothing when it does.

Invoice finance for professional services  •  All case studies

About this story. Anonymised: business and owner details are withheld. Counts are from FundTap’s records to 30 September 2026.