Cameras for commercial sites
The business installs camera systems in commercial buildings across regional New South Wales. It’s a small business run by its owner, and the work comes in as projects. A building, a fit-out, a site that needs covering.
Commercial customers pay on long terms here. An invoice is paid a month and a half after the end of the month it went out in. A job finished early in the month waits close to two months for its money.
The gear is bought and the install done long before that. The bigger the project, the more sits in that wait.
A big job from a big customer
Early in 2025 a big job came up from a large customer, the kind of job a small installer wants. It would be invoiced at the end, on those same long terms.
When they signed up in January 2025, their broker told the FundTap team the business needed to keep the money moving while it carried the job through to the day it was paid.
That’s a healthy problem. The bigger customers are the ones worth having, and they’re also the ones who set the terms.
The invoices they chose to fund
Their broker introduced them to FundTap and they signed up in January 2025, with Xero connected. In April 2025 they funded three invoices from the project work, their first.
The fee came up on each one before they said yes. Their customers paid the business as they normally do, a month and a half after month end, and nothing changed on the customer’s side.
Bigger projects on the books
By the end of 2025 the projects had grown, and so had the invoices at the end of them.
In December 2025 the owner told the FundTap team the project values had grown well past their funding limit, and asked for it to be reviewed upward. It was raised that month.
That’s what the funding is doing for this business. The owner can take on the larger projects, with a limit that matches them. The next one starts while the last works through the customer’s terms.
A quiet year so far
Nothing has been funded in 2026 so far. There’s no charge for a stretch like that. The higher funding limit is there for the next big project that pays long after the install is done.
The timeline
- January 2025 Introduced by their broker and signed up, with a big job coming up from a large customer on long terms.
- April 2025 Funded their first invoices, three from the project work.
- December 2025 Asked for a higher funding limit as the projects grew, and it was raised.
In numbers
- 3 invoices funded since April 2025, from the project work
- 1 increase to their funding limit, in December 2025, as the projects grew
- 45 days after the end of the month before the commercial customers pay
Sound like your business?
The install’s finished, the invoice pays a month and a half after month end, and the next project’s booked. Fund that invoice and start the next one.
Get paid now for work you’ve already done.
Invoice finance for construction and trades • All case studies
