The story in short
- 97 invoices funded since March 2025
- 13 increases to their funding limit
- 21 invoices funded in March 2026, their busiest month
- 17 of 19 months they’ve used FundTap since their first funded invoice
The gap
Their utility contracts pay fortnightly, so that side of the business is predictable. Private developers pay in stages, with a deposit, a progress payment and a final payment, and each one can slip.
The work runs in stages on site too, and the costs of each stage arrive before the payment for it.
“...It’s a three-stage kind of process, each project. We come back in and reinstate it once they’re finished.”
From a call with the FundTap team, April 2026
How they use FundTap
They signed up in August 2023 and funded their first invoice in March 2025. Since then they’ve funded 97 invoices, 64 of them already this year.
Claims go in as they’re raised, so a late deposit or final payment doesn’t hold up the next stage. Neither the utilities nor the developers are contacted, and both keep paying the business as normal.
Invoices funded each month, as a table
| Month | Invoices funded |
|---|---|
| March 2025 | 3 |
| April 2025 | 0 |
| May 2025 | 2 |
| June 2025 | 2 |
| July 2025 | 3 |
| August 2025 | 7 |
| September 2025 | 2 |
| October 2025 | 3 |
| November 2025 | 2 |
| December 2025 | 9 |
| January 2026 | 9 |
| February 2026 | 5 |
| March 2026 | 21 |
| April 2026 | 3 |
| May 2026 | 0 |
| June 2026 | 8 |
| July 2026 | 8 |
| August 2026 | 4 |
| September 2026 | 6 |
What’s changed
They’ve used FundTap in 17 of the 19 months since their first funded invoice, and the funding limit has been raised 13 times.
March 2026 was their busiest month, with 21 invoices funded. In the last six months they’ve funded 29 invoices, across five of those months.
In a public review, the owner called the team supportive and said the systems were easy to follow.
Sound like your business?
The job runs in stages and the developer pays in stages, but the two schedules rarely line up. FundTap funds the claim, so the next stage doesn’t wait on the last payment.
Get paid now for work you’ve already done.
Invoice finance for construction and trades • All case studies
About this story. Anonymised: business and owner details are withheld. Counts are from FundTap’s records to 30 September 2026. Quotes are from calls and emails with the FundTap team, lightly trimmed. The public review is paraphrased, not quoted.
