The story in short
- 4 invoices funded since October 2025
- 4 of 12 months with an invoice funded since October 2025
- 3 invoices funded so far in 2026
The gap
The deposit covers only part of the order, and the balance arrives on the 20th of the month after delivery. Some accounts pay in full on that date, with no deposit at all.
The business has to make or buy the stock first, so each wholesale order starts with cash going out.
How they use FundTap
They use it selectively: four invoices, each in a different one of the 12 months since October 2025.
One came in 2025 and three so far in 2026, the latest in June 2026.
Invoices funded each month, as a table
| Month | Invoices funded |
|---|---|
| October 2025 | 1 |
| November 2025 | 0 |
| December 2025 | 0 |
| January 2026 | 0 |
| February 2026 | 0 |
| March 2026 | 1 |
| April 2026 | 0 |
| May 2026 | 1 |
| June 2026 | 1 |
| July 2026 | 0 |
| August 2026 | 0 |
| September 2026 | 0 |
What’s changed
A wholesale order can be made and shipped without waiting for the balance date to come round.
Their customers pay them as normal, and no limit increase has been needed.
In a public review, the owner said it solved a problem they’d had since starting out, and they felt relieved.
Sound like your business?
Deposit at confirmation, balance on the 20th of the month after delivery: if that’s your wholesale calendar, FundTap fills the middle.
Fund the next order without waiting on the last one.
Invoice finance for makers and distributors • All case studies
About this story. Anonymised: business and owner details are withheld. Counts are from FundTap’s records to 30 September 2026. The public review is paraphrased, not quoted.
