Poured, finished, then invoiced
The business places and finishes concrete across Otago and Southland: the slabs and groundwork that the rest of a build sits on. It is site work, and once the concrete has cured the site moves on without them.
Each job is invoiced once it is done. Then the business waits on that payment while the next pour is already booked and the one after it is being quoted.
The gear came before the money did
Growing in concrete means buying gear, and the gear bill doesn’t wait for the last job to pay. For a business that is constantly growing, that gap keeps turning up.
Their broker made the introduction. The broker explained to the FundTap team that the owner had just bought more gear and was waiting on a job invoice to pay for it. The broker also described the business as flat out and growing all the time.
Funding the job that paid for the gear
They signed up in March 2025. The first invoice they funded was for a job already poured and finished, with the payment still to come, and it covered the gear.
The fee shows before they commit, so the owner can weigh it against the bill it is covering. Whoever the job is for still pays the business direct, on the same terms as before.
Kit on site, and on to the next job
Paying for the gear out of a job already done meant the business didn’t have to slow down to wait. The new kit went to work, and the business kept the pace its broker described.
Since then, funding has followed the work. When a bill lands before a job pays, the owner funds that job’s invoice. The other invoices stay with the customers to be paid on their due date, and a month with nothing to fund costs nothing.
They funded seven invoices in 2025 and 11 so far in 2026, 18 in all. August 2026 has been the busiest month, with four.
The timeline
- March 2025 Introduced by their broker and signed up, with new gear to pay for and the job invoice still out.
- March 2025 Funded their first invoice, for a job already poured and finished, and paid for the gear.
- August 2026 Their busiest month so far, with four invoices funded.
In numbers
- 18 invoices funded since March 2025, one job at a time
- 11 invoices funded so far in 2026, up from seven in 2025
- 4 invoices funded in August 2026, the busiest month
Invoices funded each month, as a table
| Month | Invoices funded |
|---|---|
| March 2025 | 1 |
| April 2025 | 1 |
| May 2025 | 1 |
| June 2025 | 0 |
| July 2025 | 0 |
| August 2025 | 0 |
| September 2025 | 1 |
| October 2025 | 0 |
| November 2025 | 2 |
| December 2025 | 1 |
| January 2026 | 1 |
| February 2026 | 1 |
| March 2026 | 2 |
| April 2026 | 0 |
| May 2026 | 0 |
| June 2026 | 1 |
| July 2026 | 2 |
| August 2026 | 4 |
| September 2026 | 0 |
Sound like your business?
The gear’s bought, the job’s poured, and the invoice is still sitting with the customer. Fund that one and keep the crew moving.
Get paid now for work you’ve already done.
Invoice finance for construction and trades • All case studies
