Containers off the wharf
The owner described the work to the FundTap team as logistics and transport: containers hauled from the wharf to the customer and back again, plus trucks delivering loose freight.
At sign-up, the owner told the FundTap team it was all business-to-business work, due on the 20th of the following month.
A container moved early in a month isn’t paid until the 20th of the next. The same goes for a load of loose freight.
From the run to the 20th
The run is done the day the container moves. The payment for it lands on the 20th of the month after, which can be well over a month away.
In the meantime the next containers come off the wharf and the loose freight keeps going out, all of it invoiced onto the same terms. The money for the whole stretch arrives together on the 20th, long after the work.
Funding the container invoices
They signed up in January 2025, connected Xero, and funded six invoices in that first month.
They choose the invoices to fund and see the fee on each before they commit. Their customers pay the business on the 20th, the way they’re set up to.
Keeping the containers moving
With the invoices for the wharf runs funded, the money from a container moved early in the month is in well before the 20th of the next. The next run doesn’t have to wait on the last one to be paid, and neither does the one after it.
They’ve funded 167 invoices since January 2025: 87 in 2025 and 80 in 2026 to September. August 2026 was the busiest month, with 15 funded, and 10 more went through in September 2026.
They pay only on the invoices they fund.
The timeline
- January 2025 Signed up and connected Xero, with every customer paying on the 20th of the month after.
- January 2025 Approved and funded their first invoices, six in that first month.
- August 2026 The busiest month so far, with 15 invoices funded.
- September 2026 Funded 10 more invoices, the most recent in the records.
In numbers
- 20th of the month after: when their business customers pay
- 167 invoices funded since January 2025
- 15 invoices funded in August 2026, the busiest month
- 80 invoices funded in 2026 to September, after 87 in 2025
Sound like your business?
The container’s delivered and the invoice says the 20th of next month. Fund that one and get on with the next run.
You did the work. Don’t wait until the 30th to get paid.
Invoice finance for transport and logistics • All case studies
