A contract packer in Sydney: growing into the business next door

Packed to order, paid by the week

The business runs a packing factory in Sydney. Its main customer is a national food company, and the work is contract packing its pantry staples to order.

The customer pays weekly, which is good terms for a maker. The inputs for each production order are paid for well before the packed product goes out the door, so the money is always a step behind the work.

The business next door

Earlier that year, the owner bought the business next door. By the time they signed up, the factory had plenty of orders, and plenty of bills to match.

When they signed up in September 2024, the owner told the FundTap team the orders were coming in faster than the weekly payments could cover the bills behind them.

The owner also explained there was a bigger run of production orders than before, with more invoiced work on the way.

Funding the packing invoices

They signed up in September 2024 and funded five invoices that month, for packed orders already out the door.

The owner picks which invoices to fund and sees the fee before committing. The food company keeps paying the business weekly, exactly as it did before.

Bills paid, line running

With the invoices funded, the bills for the next production order could be paid while the orders kept coming. The packing line kept running through a busy order book.

October 2024 was their busiest month, with eight invoices funded. Their funding limit was raised in December 2024, and again in August 2025, as the orders grew.

When a bill lands before the payment

They funded 19 invoices in 2024 and 26 in 2025, 45 in all. Nothing has been funded since August 2025, with no fees in the months without an invoice to fund.

When a big input bill lands ahead of a weekly payment, the owner has an invoice to fund.

The timeline

1. September 2024 Signed up with a full order book, and funded five invoices.
2. October 2024 The busiest month so far, with eight invoices funded.
3. December 2024 Funding limit raised as the orders grew.
4. August 2025 Funding limit raised again, and the most recent invoices funded, three that month.

In numbers

• 45 invoices funded since September 2024, chosen one production order at a time
• 26 invoices funded in 2025, up from 19 in 2024
• 8 invoices funded in October 2024, the busiest month
• 2 increases to their funding limit as the order book grew

Sound like your business?

The customer pays weekly, but the input bill is due now and the orders keep coming. Fund the invoice for the order that’s gone out, and keep the line moving.

Fund the next order without waiting on the last one.

Invoice finance for makers and distributors  •  All case studies