The story in short
- 12 invoices funded, each on its own day
- 10 months with funding between May 2024 and October 2025
- 7 invoices funded in 2025
The gap
Terms vary by contract, and big clients often set long ones. Here the invoice was out and the money wasn’t due for a while.
The team’s pay doesn’t follow the client’s terms. Delivering the project was a win, but it did nothing for this month’s wages.
How they use FundTap
Between May 2024 and October 2025 they funded 12 invoices, each on its own day, across 10 different months.
Five came in 2024 and seven in 2025, with February 2025 the busiest month at two. The business groups they work for pay exactly as before, with no contact from FundTap.
Invoices funded each month, as a table
| Month | Invoices funded |
|---|---|
| May 2024 | 1 |
| June 2024 | 0 |
| July 2024 | 1 |
| August 2024 | 1 |
| September 2024 | 0 |
| October 2024 | 1 |
| November 2024 | 1 |
| December 2024 | 0 |
| January 2025 | 1 |
| February 2025 | 2 |
| March 2025 | 1 |
| April 2025 | 0 |
| May 2025 | 0 |
| June 2025 | 0 |
| July 2025 | 1 |
| August 2025 | 0 |
| September 2025 | 0 |
| October 2025 | 2 |
| November 2025 | 0 |
| December 2025 | 0 |
| January 2026 | 0 |
| February 2026 | 0 |
| March 2026 | 0 |
| April 2026 | 0 |
| May 2026 | 0 |
| June 2026 | 0 |
| July 2026 | 0 |
| August 2026 | 0 |
| September 2026 | 0 |
What’s changed
A big project on long terms doesn’t have to set the payday for the whole team. The firm funded only the invoices that needed it and carried on with the next job.
Sound like your business?
Delivering a big project for a big client is the easy part. The payment terms are the hard part, so fund the invoice that sits furthest from payroll.
Fund a specific invoice when the timing doesn’t work. Pay nothing when it does.
Invoice finance for professional services • All case studies
About this story. Anonymised: business and owner details are withheld. Counts are from FundTap’s records to 30 September 2026.
