The story in short
- 13 invoices funded in 2026
- 5 increases to their funding limit
- 7 invoices funded in the last 6 months
- 4 invoices funded in February 2026, their busiest month
The gap
When they signed up in January 2025, a large sum was tied up in unpaid invoices. The studio had wages to cover in the meantime.
A studio’s costs don’t wait for completion. The team gets paid on a fixed schedule, whether or not a client has paid the balance.
How they use FundTap
Their first funded invoice was in January 2025. They didn’t fund another until 2026, so through the rest of 2025 it sat on standby.
In 2026 they’ve funded 13 invoices across seven months, with February the busiest at four. Seven came in the last six months, and the funding limit has been raised five times. Their clients pay the studio as normal, and none of them are contacted.
Invoices funded each month, as a table
| Month | Invoices funded |
|---|---|
| January 2025 | 1 |
| February 2025 | 0 |
| March 2025 | 0 |
| April 2025 | 0 |
| May 2025 | 0 |
| June 2025 | 0 |
| July 2025 | 0 |
| August 2025 | 0 |
| September 2025 | 0 |
| October 2025 | 0 |
| November 2025 | 0 |
| December 2025 | 0 |
| January 2026 | 0 |
| February 2026 | 4 |
| March 2026 | 2 |
| April 2026 | 2 |
| May 2026 | 0 |
| June 2026 | 1 |
| July 2026 | 1 |
| August 2026 | 1 |
| September 2026 | 2 |
What’s changed
What began as cover for a single tight patch is now part of how the studio plans its cashflow. With 13 invoices funded in 2026 and the funding limit raised five times, it’s no longer just standing by.
Sound like your business?
A studio takes the deposit, delivers the work, then waits on the balance. Fund the final invoice when the wait runs into payroll, and skip it when it doesn’t.
Fund a specific invoice when the timing doesn’t work. Pay nothing when it does.
Invoice finance for professional services • All case studies
About this story. Anonymised: business and owner details are withheld. Counts are from FundTap’s records to 30 September 2026.
