The story in short
- 86 invoices funded between November 2023 and April 2025
- 18 months in which they funded at least one invoice
- 46 invoices funded in 2024, their busiest year
- 17 invoices funded in March 2025, their busiest month
The gap
Retainer work suits the agency, with short terms and a steady monthly invoice. Project work is different. The terms are longer, and the agency doesn’t want to wait that long for work it has already delivered.
That’s why they applied, to have a way to fund the project invoices when the wait gets long.
How they use FundTap
They funded their first invoices in November 2023 and used FundTap in 18 of the 35 months since. In 2024 they funded 46 invoices, after six in the last two months of 2023.
March 2025 was their busiest month, with 17 invoices funded. Their clients pay them as normal, retainer and project alike.
Invoices funded each month, as a table
| Month | Invoices funded |
|---|---|
| November 2023 | 4 |
| December 2023 | 2 |
| January 2024 | 5 |
| February 2024 | 6 |
| March 2024 | 4 |
| April 2024 | 6 |
| May 2024 | 5 |
| June 2024 | 3 |
| July 2024 | 5 |
| August 2024 | 2 |
| September 2024 | 2 |
| October 2024 | 2 |
| November 2024 | 1 |
| December 2024 | 5 |
| January 2025 | 9 |
| February 2025 | 6 |
| March 2025 | 17 |
| April 2025 | 2 |
| May 2025 | 0 |
| June 2025 | 0 |
| July 2025 | 0 |
| August 2025 | 0 |
| September 2025 | 0 |
| October 2025 | 0 |
| November 2025 | 0 |
| December 2025 | 0 |
| January 2026 | 0 |
| February 2026 | 0 |
| March 2026 | 0 |
| April 2026 | 0 |
| May 2026 | 0 |
| June 2026 | 0 |
| July 2026 | 0 |
| August 2026 | 0 |
| September 2026 | 0 |
What’s changed
The longer project terms stopped being a reason to wait on cash the agency had already earned. In all, 86 invoices were funded across 18 different months.
Sound like your business?
Your retainers pay on short terms, but the project invoice has a long wait built in. FundTap funds that one invoice, and the retainers carry on as they are.
Fund a specific invoice when the timing doesn’t work. Pay nothing when it does.
Invoice finance for professional services • All case studies
About this story. Anonymised: business and owner details are withheld. Counts are from FundTap’s records to 30 September 2026.