An electrical engineer in Auckland: invoiced now, paid the month after

Engineering for the architects

The business is an electrical engineering company in Auckland. Its clients are mainly architects, who bring it in on their projects for the electrical side.

The invoices go out to the architects, and most are paid on the 20th or at the end of the month after.

Finished this month, paid the next

An invoice sent at the start of the month isn’t paid until the 20th of the next one, or the end of it. The engineering work is finished long before that.

At sign-up in September 2022, the owner told the FundTap team most architects paid on the 20th or at the end of the following month.

That’s a long stretch between finishing a piece of work and seeing the money for it.

Funding the occasional invoice

They signed up in September 2022 and funded their first invoice that month. Their funding limit was raised in January 2023 and again in July 2023.

Each time, the owner picks the invoice they don’t want to wait on and sees the fee before committing to it. The architects pay the business on the 20th or at month end, on their usual terms.

Paid for the work when it suited them

With an invoice funded, the money for finished work arrived when the business chose, rather than on the architect’s payment date.

They funded nine invoices in 2023, their busiest year, and five in 2024. The most recent was in February 2025. Since then, with the architects paying on their usual terms, there’s been nothing to fund and nothing to pay.

The timeline

1. September 2022 Signed up, with the architects paying on the 20th or at the end of the month after.
2. September 2022 Funded their first invoice.
3. January 2023 Funding limit raised for the first time.
4. July 2023 Funding limit raised again.
5. February 2025 The most recent invoice funded.

In numbers

• 20th of the month after, or month end: when the architects pay
• 17 invoices funded since September 2022
• 2 increases to their funding limit, both in 2023
• 9 invoices funded in 2023, their busiest year

Sound like your business?

The architects pay on the 20th of the month after, and some invoices you’d rather not wait on. Fund those, and only those.

Fund a specific invoice when the timing doesn’t work. Pay nothing when it does.

Invoice finance for professional services  •  All case studies