Freight around the city
The business moves general freight around Auckland: an established operator with its own trucks and drivers on the road for its clients.
The clients are invoiced for a month’s freight at a time and pay on their terms. The drivers and the trucks are paid for as the month goes.
A slow summer, the wages still due
The summer the business signed up, December and January had been a bit slow.
When they signed up in December 2025, the owner told the FundTap team the summer had been a bit slow, and there were wages and expenses to cover.
The wages don’t ease off with the freight, and neither do the trucks’ running costs. A quiet summer still has to be paid for before the invoices for it are.
Funding a month’s freight
Their broker introduced them to FundTap. They signed up in December 2025 and funded their first invoice in February 2026.
The business picks the invoice and sees the fee before committing. The clients pay the business on their own terms.
More trucks from August
By the middle of 2026 the plan was growth, with more vehicles joining the fleet from August. More trucks mean more to pay for before the freight is paid for.
With a month’s invoice funded, the money for that month’s freight is in the business while the clients’ terms run, and the fleet can grow without waiting on the clients to pay first.
Their funding limit was raised in June 2026 and twice more in July 2026. May 2026 was their busiest month, with five invoices funded.
“From August, I will be adding more vehicles to the company fleet...”
From an email to the FundTap team, July 2026
The freight keeps moving
They have funded 17 invoices since February 2026, three of them in September 2026, the most recent in the records. The fee is only ever on the invoices they fund.
The timeline
- December 2025 Introduced by their broker and signed up, with the summer slow and wages and expenses to cover.
- February 2026 Funded their first invoice.
- May 2026 Their busiest month so far, with five invoices funded.
- June 2026 Funding limit raised for the first time.
- July 2026 Funding limit raised twice, with more vehicles joining the fleet from August.
- September 2026 Three invoices funded, the most recent in the records.
In numbers
- Dec to Jan the slow stretch that summer, with wages still to pay
- 17 invoices funded since February 2026
- 3 increases to their funding limit between June and July 2026
- 5 invoices funded in May 2026, the busiest month
Sound like your business?
The summer’s quiet, the wages aren’t, and the clients pay on their terms. Fund the month’s invoice that’s holding things up, and put the next truck on the road.
You did the work. Don’t wait until the 30th to get paid.
Invoice finance for transport and logistics • All case studies
