Technicians for builders and industry
The business does HVAC servicing in Melbourne, residential and commercial, with refrigeration work alongside. A small team of technicians does most of it, with subcontractors brought in when a job needs more hands.
Its customers are builders and industrial sites: project work and servicing contracts, with purchase orders lined up well ahead.
They pay on terms, anywhere from a week to a month after the invoice goes out.
Parts on the shelf first
No HVAC job starts without the stock for it. The parts and materials are bought before the technicians go out. The supplier is paid long before the builder is even invoiced.
With a full pipeline of booked work, that’s a lot of stock to buy ahead. It’s a young business, and the jobs have been coming in quicker than the invoices get paid.
Funding an invoice already out the door
Their broker introduced them to FundTap. In September 2026 they signed up, connected Xero, and funded one invoice that month.
The fee showed before they committed, with no lock-in and nothing to pay until an invoice is funded. The builders and industrial customers pay the business on their usual terms.
Stock on the van, job under way
When they signed up in September 2026, their broker told the FundTap team the plan was to buy stock ahead, get better prices from suppliers and get jobs under way earlier.
A funded invoice pays for the stock on the next job. A purchase order in the pipeline doesn’t wait for a builder’s terms to run. One invoice funded so far, in September 2026, and a full pipeline of jobs that will need their stock first.
The timeline
- September 2026 Signed up through their broker, with stock to buy ahead of a full pipeline of jobs.
- September 2026 Connected Xero, with builders and industrial customers paying on terms.
- September 2026 Funded their first invoice, the stock for the next job paid for.
In numbers
- 1 invoice funded so far, in September 2026
- 1 month as a customer, to September 2026
- 30 days at most before the builders and industrial customers pay
Sound like your business?
The stock has to be on the van before the job starts, and the builder pays on terms. Fund the last invoice and buy for the next job.
Get paid now for work you’ve already done.
Invoice finance for construction and trades • All case studies
