An HVAC contractor in Sydney: more work, more costs before payment

The story in short

• 11 invoices funded between June 2022 and May 2024, each on its own day
• 7 invoices funded in 2022, their busiest year
• 9 of 52 months they’ve used FundTap since their first funding
• 1 increase to their funding limit

The gap

Large commercial units cost a lot to supply and take time to install. Every finished job became an invoice that had to wait.

When the workload jumped, the unpaid invoices stacked up quickly. More work was on the way, and the running costs didn’t pause for it.

How they use FundTap

They joined in April 2022 and funded their first invoice that June. Between then and May 2024 they funded 11 invoices, each on its own day.

Seven of those came in 2022, three in 2023 and one in 2024, across nine different months. Their customers pay them as normal.

What’s changed

Most of the use came in 2022, when the workload jumped, and the funding limit was raised once along the way.

They haven’t funded an invoice since May 2024. FundTap was there for the stretch when the work outran the payments.

Sound like your business?

The units cost a lot, the installs take time, and payment comes last. When the work grows faster than the payments do, FundTap covers the difference.

Get paid now for work you’ve already done.

Invoice finance for construction and trades  •  All case studies

About this story. Anonymised: business and owner details are withheld. Counts are from FundTap’s records to 30 September 2026.