Livestock carted on account
The business carts livestock around regional Queensland. Its clients run on account, with the invoices due a month after the job.
Some clients book the carrier several times in a month. By the time the account falls due, there can be a whole month of jobs on it for the same client, all waiting on the same payment.
A late client on a month of jobs
A carrier’s own bills don’t run on account. The insurance and the fuel are due when they’re due, whether or not the client has paid.
When they signed up, the owner told the FundTap team the hard part was a client with a month of jobs on account paying late. The insurance and the fuel still had to be paid either way.
Funding the invoices on account
Their broker introduced them to FundTap. In June 2025, the owner explained to the FundTap team they were waiting on client payments and wanted to fund some of the invoices already out.
They signed up that month, funded three invoices, and saw the fee on each before they committed. The clients kept paying the business on account, as before.
Insurance and fuel without the wait
With three invoices funded in June 2025, the insurance and the fuel could be paid without waiting on a late account. The jobs for the month were done, the invoices were out, and the money for the bills was there.
Nothing has been funded since June 2025, and that has cost them nothing: the fee is only ever on the invoices they fund.
The timeline
- June 2025 Introduced by their broker and signed up, waiting on clients with a month of jobs on account.
- June 2025 Approved and ready to fund.
- June 2025 Funded their first invoices, three in that month.
In numbers
- 30 days: the account their clients pay on
- 3 invoices funded in June 2025, their first month
- Insurance and fuel: the bills that fall due before the account is paid
Sound like your business?
A client with a month of jobs on account pays late, and the insurance is due regardless. Fund the invoice that’s holding things up and pay it.
You did the work. Don’t wait until the 30th to get paid.
Invoice finance for transport and logistics • All case studies
