Whole houses, moved for developers
The business moves whole houses around Waikato and Bay of Plenty. A house comes off its old site, travels by road, and is set down on new piles at the other end.
Most of the work comes from a few developers it has worked with for years, with the occasional private customer in between.
The developers pay on the 20th of the month after the invoice. And the invoice can’t go out until the move is complete and the house is sitting on its piles.
No invoice until the house is set down
Everything a move costs comes first: the crew, the transport and the piles. Only once the house is down can the business invoice, and then the 20th of the following month is still to come.
Christmas was quiet, and a couple of planned moves didn’t go ahead. When the work started picking up again in the new year, the costs of the new jobs landed well before any of the developer payments.
When they signed up, the owner told the FundTap team the need was a short one, lasting only until the developer payments started flowing again.
Funding the moves already done
Their broker introduced them to FundTap, and they signed up in March 2026. They funded two invoices that month, each for a house already on its piles.
The owner picks the invoice to fund and sees the fee before committing. The developers keep paying the business directly on the 20th.
Back on the road after Christmas
With the finished moves funded, the new year’s jobs could go ahead with the crew and the transport paid for, rather than waiting for the 20th to come round.
The next move didn’t have to wait on the last one’s payment either. At sign-up the owner had also mentioned wanting the option there for later moves, not only the first ones.
A busier winter
July 2026 was the busiest month so far, with three invoices funded. Five have been funded in all since March 2026.
In between there were months when nothing was funded, and those cost nothing.
The timeline
- March 2026 Introduced by their broker and signed up, with work picking up again after a quiet Christmas.
- March 2026 Funded their first two invoices, each for a house already on its piles.
- July 2026 Busiest month so far, with three invoices funded.
In numbers
- 20th of the month after: when the developers pay
- 5 invoices funded since March 2026, all for completed moves
- 3 invoices funded in July 2026, the busiest month so far
Invoices funded each month, as a table
| Month | Invoices funded |
|---|---|
| March 2026 | 2 |
| April 2026 | 0 |
| May 2026 | 0 |
| June 2026 | 0 |
| July 2026 | 3 |
| August 2026 | 0 |
| September 2026 | 0 |
Sound like your business?
The house is on its piles, the invoice says the 20th of next month, and the next move is already lined up. Fund the finished one and keep the trucks moving.
Get paid now for work you’ve already done.
Invoice finance for construction and trades • All case studies
