Riggers on an industrial site
The business supplies rigging and construction crew to an engineering firm on a large industrial site in Auckland. It took on the site work early in the year and had work lined up well ahead.
The riggers log their hours and the business invoices them to the engineering firm by the week, as the work is done. The firm is a good payer, but it pays in one run after the month ends.
Weekly wages, a month between payments
The riggers are contractors, and they’re paid by the week. The newest one wanted it that way from the start.
So the business carries up to a month of wages before the firm’s payment lands.
When they signed up in July 2025, the owner told the FundTap team a new member of the crew wanted paying weekly while the engineering firm paid in a single run after the month ended.
Funding a week’s hours
They signed up in July 2025 and connected Xero, where the weekly invoices already lived. The account was approved in September 2025, and there was no charge until they chose an invoice.
That month they funded one of the weekly invoices rather than wait for the firm’s run around the 22nd. The fee was on the screen before they said yes, and the engineering firm paid the invoice to the business as it would any other.
Another rigger on the crew
The point was the crew. With a week’s hours funded, the wages went out when the riggers expected them, without the business waiting a month for the firm.
The owner also mentioned they had just brought on a new rigger and wanted to add more. That’s the growth the gap was getting in the way of. More riggers means more weekly wages carried until the 22nd, and that’s an invoice they can fund when it matters.
They’ve funded one invoice since September 2025. When the firm’s run lands before the wages do, there’s nothing to fund and nothing to pay. When it doesn’t, the next week’s invoice is there.
The timeline
- July 2025 Signed up and connected Xero, with the crew on weekly wages and the firm paying after month end.
- September 2025 Approved, with no charge until they chose an invoice to fund.
- September 2025 Funded a week’s hours ahead of the firm’s run around the 22nd, and the riggers were paid.
In numbers
- 22nd of the month: when the engineering firm pays for the hours invoiced
- 1 invoice funded, a week’s rigging hours on the site
- 13 months as a customer, to September 2026
Sound like your business?
Your crew gets paid by the week and the site pays you around the 22nd. Fund one week’s invoice when the wages come first, and the rest can wait for the site.
Get paid now for work you’ve already done.
Invoice finance for construction and trades • All case studies
