Colour to the architect’s spec
The business custom-finishes light fittings from its own factory in Melbourne. An architect picks a colour for a project, and the fittings come in to be painted to match it.
The work is invoiced when the fittings leave, and the money follows on the customer’s terms. Some pay a little past the due date, which is normal enough in trade work.
Flat out to Christmas, slow after it
The end of the year is the strong stretch, and the factory is full through the final months.
When they signed up in February 2024, the owner told the FundTap team the end of the year was always strong and the start of the year slow.
The owner also mentioned that the new year brought a run of small jobs that were hardly worth the trouble. The factory still has to be run and paid for while they go through.
Funding the lighting invoices
They signed up in February 2024, with the slow start of the year under way, and funded three invoices that month.
The owner chooses which invoices to fund and sees the fee before committing. An invoice for a small job can stay where it is. The customers still pay the business directly, on their usual terms.
The factory kept running into the year
With the invoices for finished work funded, the lean start of the year became easier to carry. The factory kept running while the bigger projects arrived.
The work grew from there. Their funding limit was raised twice in May 2024 as the orders built, and July 2024 was their busiest month, with 34 invoices funded. The limit went up again in January 2025.
Picking the invoices that matter
They funded 239 invoices in 2024 and 293 in 2025, with 59 so far in 2026 and the most recent in August 2026.
Nothing gets funded unless the owner picks it, and a month without funding costs nothing.
In a public review, the owner said getting set up had gone smoothly from start to finish and recommended FundTap.
The timeline
- February 2024 Signed up as the slow start of the year got under way, and funded three invoices.
- May 2024 Funding limit raised twice as the work built up.
- July 2024 The busiest month so far, with 34 invoices funded.
- January 2025 Funding limit raised again in the new year.
- August 2026 Most recent invoices funded, three that month.
In numbers
- 591 invoices funded since February 2024
- 293 invoices funded in 2025, up from 239 in 2024
- 34 invoices funded in July 2024, the busiest month
- 3 increases to their funding limit as the orders grew
Sound like your business?
The fittings have left the factory and the invoice is out, but the money lands when it suits the customer. Fund that invoice, and let the small ones wait.
Fund the next order without waiting on the last one.
Invoice finance for makers and distributors • All case studies
