Freight across the country
The business runs transport and logistics work out of regional Victoria, carrying freight for customers right across Australia.
A job isn’t over when the freight arrives. It’s over when the proof of delivery is submitted, because that’s the paperwork the customer pays against.
At sign-up, the owner described the customers’ terms as running from when the proof of delivery goes in, not from the delivery itself. That can mean a month, and for some customers closer to two.
The wait after the proof of delivery
That wait is the whole problem. The run has been done, the freight is with the customer, the proof is in, and the money is still weeks away.
When they signed up in October 2025, the owner told the FundTap team they wanted a hand getting through the cashflow hiccups.
A hiccup is just that: good work, invoiced and signed for, with the payment still weeks out.
Funding the delivered jobs
Their broker introduced them to FundTap, and they signed up in October 2025. The first invoice they funded went through that month, with the customer’s terms still weeks from running out.
They pick the invoice, see the fee before they commit, and the customer pays the business on the usual terms.
The next job without the wait
With a delivered job funded, the money from it is in before the customer’s terms are up. The next job doesn’t have to wait on the last one, and a customer at the long end of their terms is no longer a hiccup.
They’ve funded 20 invoices since October 2025: two in 2025, then 18 in 2026 to September. June 2026 was the busiest month, with four funded, and the most recent went through in September 2026.
They pay only on the invoices they fund, so a stretch with nothing funded costs them nothing.
The timeline
- October 2025 Introduced by their broker and signed up, with customers paying weeks after proof of delivery.
- October 2025 Approved and ready to use.
- October 2025 Funded their first invoice.
- June 2026 The busiest month so far, with four invoices funded.
- September 2026 Funded two more invoices, the most recent in the records.
In numbers
- 60 days, at the long end, from proof of delivery to the customer paying
- 20 invoices funded since October 2025
- 18 invoices funded in 2026 to September, up from two in 2025
- 4 invoices funded in June 2026, the busiest month
Sound like your business?
The freight’s delivered, the proof’s in, and the customer’s terms run for weeks yet. Fund that invoice and get on with the next job.
You did the work. Don’t wait until the 30th to get paid.
Invoice finance for transport and logistics • All case studies
