What is invoice finance for small business?

Invoice finance lets small businesses access money tied up in unpaid invoices before the customer pays. Fundtap advances up to 85% of invoice value within hours.

How is Fundtap different from a business loan?

Fundtap is not a loan. You're accessing money you've already earned. There are no fixed repayments, no interest rate and no impact on your credit rating.

What's the minimum I need to qualify?

Fundtap works best for businesses turning over $150,000+ per year that invoice other businesses.

Invoice finance for small businesses

Small businesses often wait the longest for payment from their biggest clients. Fundtap turns your approved invoices into money within hours — so you can pay your bills, your team, and take on the next job.

⭐⭐⭐⭐⭐ 4.9 stars · 240+ reviews on Google • 54% average revenue growth for Fundtap customers

It’s not a loan. It’s your money.

When you fund an invoice with Fundtap, you’re not borrowing. You’ve already done the work and raised the invoice — you’re just getting access to money you’ve already earned, a little earlier than your client planned to pay.

No fixed repayments
No interest rate
No debt on your balance sheet
One flat fee per invoice, and nothing else

“We were drowning in late payments from big clients. Fundtap meant we could keep paying our team on time without taking on any debt.”
Jessica M., Staffing Agency Director, Sydney

How to get started

Check your eligibility (takes 2 minutes)
Connect your accounting software
Select an invoice and submit
Get funded within hours

Check eligibility — it takes minutes

Compare invoice finance vs a business loan