Invoice finance for small businesses

Small businesses often wait the longest for payment from their biggest clients. FundTap turns your approved invoices into money the same day — so you can pay your bills, your team, and take on the next job.

It’s not a loan. It’s your money.

When you fund an invoice with FundTap, you’re not borrowing. You’ve already done the work and raised the invoice — you’re just getting access to money you’ve already earned, a little earlier than your client planned to pay.

No fixed repayments
No interest rate
No debt on your balance sheet
One flat fee per invoice, and nothing else

How to get started

Check your eligibility (takes 2 minutes)
Connect your accounting software
Select an invoice and submit
Get funded the same day

Compare invoice finance vs a business loan

Frequently asked questions

Can small business businesses use FundTap?

Yes. Small business businesses that invoice their customers on payment terms can fund their unpaid invoices with FundTap to cover wages, materials and day-to-day costs while waiting to be paid. You choose which invoices to fund.

Will my clients know I am using invoice finance?

No. FundTap never contacts your customers. There is no debtor notification and your clients keep paying you directly.

How fast can a small business business get funded?

Setup takes about 30 minutes, approval is usually within 24 hours, and most invoices are funded the same day of approval.

Do I have to fund all my invoices?

No. You choose which invoices to fund, one at a time. There are no lock-ins, no minimums and no whole-ledger commitment.

What does it cost?

A single transparent fee per invoice you choose to fund, shown in full before you confirm. There are no setup fees, no monthly fees and no lock-ins, and the fee reduces if you repay early.

Invoice finance for small businesses

It’s not a loan. It’s your money.

How to get started

Related reading

Frequently asked questions

Get paid for the work you’ve already done