Invoice finance for wholesale and distribution businesses
Your customers want 60-day terms. Your suppliers want payment upfront. FundTap bridges that gap — get funded from your customer invoices within hours so you can keep restocking and growing.
⭐⭐⭐⭐⭐ 4.9 stars · 224 reviews on Google • 27% average revenue growth for FundTap customers
The wholesale timing problem
- Suppliers expect payment within 7-30 days
- Retail and commercial customers pay on 30-60 day terms
- Seasonal demand spikes require stock before orders are confirmed
- Larger orders mean larger gaps
How FundTap helps
Once a sale is made and invoiced, you can fund that invoice immediately. Get up to 90% of the value in hours, re-order your stock, and pay your suppliers on time.
Back to Who It’s For
Frequently asked questions
Can wholesale businesses use FundTap?
Yes. Wholesale businesses that invoice other businesses on payment terms can fund their unpaid invoices with FundTap to cover wages, materials and day-to-day costs while waiting to be paid. You choose which invoices to fund.
Will my clients know I am using invoice finance?
No. FundTap never contacts your customers. There is no debtor notification and your clients keep paying you directly.
How fast can a wholesale business get funded?
Setup takes about 30 minutes, approval is usually within 24 hours, and most invoices are funded within hours of approval.
Do I have to fund all my invoices?
No. You choose which invoices to fund, one at a time. There are no lock-ins, no minimums and no whole-ledger commitment.
What does it cost?
A single transparent fee per invoice you choose to fund, shown in full before you confirm. There are no setup fees, no monthly fees and no lock-ins, and the fee reduces if you repay early.
