Lodg
The fastest source of cashflow available, paid in hours.
In partnership with Lodg.
Get started →You pick which invoice. No obligation to fund the others.
Guaranteed pre-approval up to $10,000
Because you came through Lodg, you do not need to send us any financial information. Pass a credit check and your funding limit is approved, up to $10,000. Setting it up costs nothing and you only pay when you choose to fund an invoice.
For New Zealand businesses invoicing on payment terms, with at least 3 months of trading history. Subject to a credit check and identity verification. For a limit above $10,000, or if the credit check does not clear, we will ask for some financial information.
Lodg for Complete Business Finance. Bookkeeping, tax and payroll - done automatically, so you can focus on your business. Partnering with FundTap to help solve SME's No.1 issue - Cashflow Timing.
Why do customers love FundTap?
Built for the time-poor business owner. Send us an invoice and we handle the rest.
Get started in minutes
Get pre-approved, or send us your first invoice. No paperwork, no lengthy applications.
The fastest access to funds
Pick an invoice and receive the cash in your account within hours once approved, not weeks.
No changing bank accounts
Keep banking the way you always have. Your clients are never contacted by FundTap.
What our customers say
★★★★★ 4.9 · 264 reviews across Google and Xero
“They have been seamless and friendly to work with.”
“Highly professional team and very easy to use service.”
“Great service and quick response time, professional staff.”
“Easy to use and super helpful.”
“Very easy to set up and gain funding for my first invoice. FundTap were on it even on a Friday evening and I received funding as agreed. Great communication and support all the way through - highly recommend FundTap!”
“Love this service. It really helps with our cashflow when our clients are slow to pay.”
Four steps to funded.
From sign-up to cash, the whole process is built to take minutes of your time.
Get set up
Sign up in a few clicks, then verify your ID and sign the agreement online. Nothing to print, nothing to post.
Pick the invoice
Send us the unpaid invoice you want funded. Choose one, several, or none at all.
See the fee
The exact fee is shown before confirming, calculated for that invoice and term. No surprises.
Get funded
90% of the invoice is in the customer's bank, typically the same day. Repayment is automatic, tied to the invoice due date.
Christchurch-based tax automation fintech serving sole traders, contractors, and companies across New Zealand. Automates tax preparation and filing to make managing and lodging tax simpler and more affordable for small businesses.
You asked, answered.
Quick answers for the things people ask before they sign up.
What is the FundTap and Lodg partnership?
FundTap and Lodg: a funding option that turns your clients' unpaid invoices into cashflow on demand, no lock-ins, no new debt.
What is FundTap?
FundTap is invoice finance built for small businesses in New Zealand and Australia. You send us the unpaid invoice you want funded, and 90% of that invoice can be in your bank quickly once approved. No lock-ins, no monthly fees, no debtor notification.
What does it cost?
From 4% per invoice, plus a daily rate for the funding period. No monthly fees, no setup fees, no exit fees. The exact fee is shown before you confirm, calculated for that specific invoice and term. A higher base fee applies to businesses in the construction industry.
Do my customers know I am using FundTap?
No. FundTap never contacts your customers. You keep banking the way you always have, and your customer relationships stay yours.
What if my customer pays late?
You can move the direct debit forward by up to 5 days in the FundTap portal, no questions asked. Beyond that, contact us and we work it out with you.
Is this a loan?
No, it is invoice finance. You are accessing money you have already earned from work you have completed. There is no new debt on your books. FundTap is repaid automatically when your customer pays.
Who can use FundTap?
Businesses in New Zealand or Australia with at least 3 months of trading history, and invoicing for future payment. For a funding limit above $10,000, or if the pre-approval credit check does not clear, we will ask for some financial information.
Your money, sooner.
Join the businesses using FundTap to bridge the gap between invoicing and getting paid.
Get started →