Cabins delivered, paid at once
The business is a small transport operator in Auckland that moves cabins and small buildings anywhere in the country.
It’s a trade with very little waiting in it. Most customers pay as soon as the job’s done, and the business is set up around that.
A new client with a longer wait
Then a big construction company started giving them work. A company that size pays through a process: the invoice goes in, and the money follows once it has worked its way through.
The owner told the FundTap team the wait would only be a few days. For a business used to being paid at once, even a short wait shows up.
“Generally we get paid, you know, straight away, but... it’s quite a big construction company, so it takes a couple of days for them to go through their processes.”
From a call with the FundTap team, September 2026
Funding the big client’s invoice
They signed up in September 2026 and connected Xero. The owner asked the FundTap team about funding an invoice while the large new client worked through its payment process.
That month they funded two invoices, including the one the big client was working through. The owner picked them and saw the fee before committing, and the client paid the business through its own process, as it would have anyway.
Paid while the client takes its time
With the invoice funded, the business was paid for the job while the construction company’s process ran its course. A client that size is a good one to have, and the only thing new about it was the wait for the money.
In an email to the FundTap team in September 2026, the owner said they’d be using FundTap again.
The timeline
- September 2026 Signed up, with a big new construction client working through its payment process.
- September 2026 Connected Xero and were approved.
- September 2026 Funded their first two invoices.
In numbers
- Nationwide where the cabins and small buildings get delivered
- 2 invoices funded in September 2026, the month they signed up
- A few days the wait while the big client’s payment process runs
Sound like your business?
Your customers pay when the job’s done, and then a big one comes along with a process. Fund that invoice and let the process run.
You did the work. Don’t wait until the 30th to get paid.
Invoice finance for transport and logistics • All case studies
