Rounds for care providers
The business provides cleaning and gardening to aged care and disability providers around Perth. Its people are on the providers’ sites doing the work, and the business invoices the providers for it.
The providers are good customers, and some of them pay on terms that run a month from the invoice.
A month between the work and the money
The work is finished, invoiced, and then it waits a month to be paid. The cost of doing it doesn’t wait.
When they signed up in February 2025, the owner explained to the FundTap team that some of the organisations they worked for paid a month after the invoice, and that left a gap between the work being done and the money coming in.
It’s a healthy business with a wait built into it, and the wait falls on the side that has already done the work.
Funding the invoices on long terms
They signed up in February 2025 and connected Xero. In March 2025 they funded their first two invoices, and in April 2025 their funding limit was raised.
They choose which invoices to put forward and see the fee before they commit. The providers pay the business on their usual terms.
Doing the work without the wait
With the long-terms invoices funded, the money for finished work arrives while the next round is being done. The business carries the next month of cleaning and gardening without waiting on the last.
They funded 16 invoices in 2025 and 32 in 2026 to August. June 2026 was the busiest month, with eight invoices funded. When a provider’s timing works on its own, there’s nothing to fund and nothing to pay.
The timeline
- February 2025 Signed up and connected Xero, with some care providers paying a month after the invoice.
- March 2025 Funded their first two invoices.
- April 2025 Funding limit raised.
- June 2026 The busiest month so far, with eight invoices funded.
- August 2026 Funded four invoices, the most recent in the records.
In numbers
- 30 days from the invoice before some of the care providers pay
- 48 invoices funded since March 2025
- 32 invoices funded in 2026 to August, up from 16 in 2025
- 8 invoices funded in June 2026, the busiest month
Sound like your business?
The rounds are done, the invoices are out, and the provider pays a month later. Fund the ones on the longest terms.
Pay your team on time, every time, without waiting on your client.
Invoice finance for staffing and recruitment • All case studies
