Printed first, paid on terms
The business is a commercial printer in Auckland, producing printed work for other businesses. Every job is set up, printed and finished before it’s invoiced, and the paper and ink are bought before any of that.
Business customers pay on terms. An invoice sent in one month isn’t paid until the end of the next, so the costs of a job and the payment for it sit well apart.
The wait to the end of March
The start of the year is the hard stretch. On a call with the FundTap team in February 2026, the owner mentioned that January and February had been harder months for cashflow.
The February jobs were going out and being invoiced, but none of them would be paid until after the end of March. The work was done and the costs of doing it were already paid.
“...we’re not going to get paid for those invoices. Like, we need a cashflow advantage, you know, for the next few weeks.”
From a call with the FundTap team, February 2026
Funding the February invoices
They’ve been with FundTap since December 2019, when they funded their first seven invoices. In February 2026 the owner asked the FundTap team to have the higher funding limit in place so more of the February invoices could be funded before the end of March.
Their funding limit was raised in January 2026 and again in February 2026, the sixth and seventh increases since January 2023. The business picks the invoices, sees the fee before committing, and its customers pay it at the end of the month as before.
Through the slow start to the year
With the February invoices funded, the money for that work arrived while the work was fresh, not after the end of March. That’s what covered the next few weeks the owner had asked about.
March 2026 turned out to be the busiest month in six years, with 108 invoices funded.
Where it stands now
The business has funded 3,240 invoices since December 2019. The count has grown with the work: 253 in 2020, 807 in 2025 and 762 in 2026 to September, with seven increases to the funding limit along the way.
It’s still the business’s call which invoices to fund.
In a public review, the owner said the product and the service were excellent, and the team were there when they rang.
The timeline
- December 2019 Signed up and funded their first invoices, seven that month.
- January 2023 Funding limit raised for the first time as the work grew.
- October 2024 Funding limit raised again.
- February 2026 Asked for the higher limit to be in place, with February’s invoices not paid until after the end of March.
- March 2026 Busiest month so far, with 108 invoices funded.
- September 2026 Funded 90 invoices, the most recent in the records.
In numbers
- 3,240 invoices funded since December 2019
- 108 invoices funded in March 2026, the busiest month
- 807 invoices funded in 2025, their biggest year
- 7 increases to their funding limit since January 2023
Sound like your business?
The job’s printed, the paper’s paid for, and the customer pays at the end of next month. Fund the invoices that matter this month and get on with the next run.
Fund the next order without waiting on the last one.
Invoice finance for makers and distributors • All case studies
