A concrete contractor in Otago and Southland: gear bought ahead of the invoice

The story in short

• 18 invoices funded since joining in March 2025
• 4 invoices funded in August 2026, their busiest month
• 11 invoices funded so far in 2026, up from 7 in 2025
• 12 of 19 months they’ve used FundTap since their first funded invoice

The gap

This is a business moving at full speed, with work coming in and more gear bought to handle it. The money to pay for that gear was tied up in a job invoice that hadn’t come in yet.

Concrete jobs are big, so one unpaid invoice can hold a lot of cash. The next job still needs the new gear on site.

How they use FundTap

They came to FundTap through their broker in March 2025. Since then they’ve funded 18 invoices in 13 batches, across 12 of the 19 months.

A finished job’s invoice goes in, and the money helps cover the equipment bill while the customer’s payment is on its way. Customers pay the business directly, as normal.

What’s changed

Their busiest month so far was August 2026, with four invoices funded. Over the last six months they’ve funded seven invoices across three of those months.

Funded invoices have grown from seven in 2025 to 11 so far this year. The aim is simple: the next piece of gear shouldn’t have to wait on the last job’s payment.

Sound like your business?

Growth means buying the gear before the work pays for it. FundTap turns the last job’s invoice into cash for the next piece of gear.

Get paid now for work you’ve already done.

Invoice finance for construction and trades  •  All case studies

About this story. Anonymised: business and owner details are withheld. Counts are from FundTap’s records to 30 September 2026.