The story in short
- 30 invoices funded since joining in December 2024
- 3 invoices funded in their busiest month, November 2025
- 6 of 6 of the last 6 months with an invoice funded
- 15 of 22 months they’ve used FundTap since their first funded invoice
The gap
On a normal job the invoice goes out and the customer pays quickly, so there’s nothing to fund.
For some customers the terms stretch to the 20th of the following month, while the materials and labour are already paid for. Those are the invoices where the timing stops working.
How they use FundTap
They joined in December 2024 and have funded 30 invoices since, mostly one at a time. Even in their busiest month, November 2025, they funded just three.
One invoice at a time suits a mix of terms like theirs. Customers still pay the business as normal.
Invoices funded each month, as a table
| Month | Invoices funded |
|---|---|
| December 2024 | 2 |
| January 2025 | 0 |
| February 2025 | 2 |
| March 2025 | 0 |
| April 2025 | 0 |
| May 2025 | 1 |
| June 2025 | 0 |
| July 2025 | 0 |
| August 2025 | 2 |
| September 2025 | 0 |
| October 2025 | 2 |
| November 2025 | 3 |
| December 2025 | 3 |
| January 2026 | 2 |
| February 2026 | 2 |
| March 2026 | 0 |
| April 2026 | 3 |
| May 2026 | 2 |
| June 2026 | 2 |
| July 2026 | 1 |
| August 2026 | 1 |
| September 2026 | 2 |
What’s changed
Use has grown each year, with 13 invoices funded in 2025 and 15 so far this year.
In the last six months they’ve funded 11 invoices, with funding in every one of those months. Over the 22 months since their first funded invoice, they’ve used FundTap in 15, and the funding limit has gone up once.
Sound like your business?
One customer on long terms shouldn’t set the pace for your whole business. Fund that invoice and leave the quick-pay work exactly as it is.
Get paid now for work you’ve already done.
Invoice finance for construction and trades • All case studies
About this story. Anonymised: business and owner details are withheld. Counts are from FundTap’s records to 30 September 2026.
