The story in short
- 15 invoices funded since March 2025
- 12 of them in 2025, their first year
- 5 invoices funded in November 2025, their busiest month
- 2 increases to their funding limit
The gap
This business hires out equipment to roadworks and civil crews. The gear goes out and the invoice goes in. Customers pay on the 20th of the following month, and sometimes later.
Wages fall due every week, whatever the customers do. A large tax bill landed in the same stretch, with the next wage run due the following week.
How they use FundTap
Their broker introduced them to FundTap in March 2025. They fund invoices they’ve already sent. FundTap never contacts the customers, who pay as they always have.
They use it in bursts, not every month. That’s 15 invoices across five months, five of them in November 2025 alone.
Invoices funded each month, as a table
| Month | Invoices funded |
|---|---|
| March 2025 | 3 |
| April 2025 | 0 |
| May 2025 | 0 |
| June 2025 | 0 |
| July 2025 | 0 |
| August 2025 | 0 |
| September 2025 | 0 |
| October 2025 | 4 |
| November 2025 | 5 |
| December 2025 | 0 |
| January 2026 | 1 |
| February 2026 | 2 |
| March 2026 | 0 |
| April 2026 | 0 |
| May 2026 | 0 |
| June 2026 | 0 |
| July 2026 | 0 |
| August 2026 | 0 |
| September 2026 | 0 |
What’s changed
Their funding limit has been raised twice since March 2025. It’s there so wages and tax bills don’t have to wait for the 20th.
Sound like your business?
The gear’s out on hire, the invoice is sent, and wages are due before the customer pays. FundTap funds that invoice, so the wait isn’t yours.
Get paid now for work you’ve already done.
Invoice finance for construction and trades • All case studies
About this story. Anonymised: business and owner details are withheld. Counts are from FundTap’s records to 30 September 2026.
