The story in short
- 15 invoices funded since December 2024, each on its own day
- 11 of 22 months with an invoice funded since December 2024
- 3 invoices funded in August 2026, their busiest month
- 2 increases to their funding limit
The gap
The supplier used to give them long terms, but under new owners it wants payment before the stock leaves the factory.
Franchisees pay for kit on the 20th of the following month, the same as the management fee. So the franchisor pays first and gets paid well after. The size of each order also moves with currency and timing.
How they use FundTap
They fund invoices to franchisees to cover the up-front payments on uniform orders. That’s 15 invoices, each on its own funding day, in 11 of the 22 months since December 2024.
By year it’s one invoice in 2024, seven in 2025 and seven so far in 2026, with three in August 2026 alone.
Invoices funded each month, as a table
| Month | Invoices funded |
|---|---|
| December 2024 | 1 |
| January 2025 | 0 |
| February 2025 | 1 |
| March 2025 | 0 |
| April 2025 | 2 |
| May 2025 | 0 |
| June 2025 | 1 |
| July 2025 | 0 |
| August 2025 | 1 |
| September 2025 | 0 |
| October 2025 | 1 |
| November 2025 | 0 |
| December 2025 | 1 |
| January 2026 | 0 |
| February 2026 | 1 |
| March 2026 | 0 |
| April 2026 | 1 |
| May 2026 | 0 |
| June 2026 | 2 |
| July 2026 | 0 |
| August 2026 | 3 |
| September 2026 | 0 |
What’s changed
Each uniform order can be paid for when the manufacturer asks, without waiting on the franchisees.
Their funding limit has gone up twice, and the franchisees pay them as normal.
Sound like your business?
You pay the overseas supplier before shipping, your customers pay on the 20th of the following month, and FundTap covers the time between.
Fund the next order without waiting on the last one.
Invoice finance for makers and distributors • All case studies
About this story. Anonymised: business and owner details are withheld. Counts are from FundTap’s records to 30 September 2026.
