The story in short
- 1 invoice funded, in May 2025
- 1 month used, the month they joined
- 17 months since their first funded invoice
The gap
The owner is a main contractor on the work and invoices the larger firm above them. That firm in turn works for a government housing agency, so there are several links before the money arrives.
The delays were a pattern, not a one-off. When the owner joined, a sizeable invoice was expected that week and hadn’t come in, and the costs of the work had already gone out.
How they use FundTap
The owner was referred to FundTap by their bookkeeper and joined in May 2025. One invoice was funded that month, bridging the wait for the payment coming down the chain.
Nobody up the chain was contacted, so the arrangement with the larger firm stayed exactly as it was.
What’s changed
One invoice has been funded, in May 2025, and none in the 17 months since.
If the agency’s payment runs late again, funding a single invoice keeps the owner’s own bills moving.
Sound like your business?
You invoice the firm above you, it waits on the client, and you wait on it. Fund the invoice, and your own bills stop depending on the slowest link.
Get paid now for work you’ve already done.
Invoice finance for construction and trades • All case studies
About this story. Anonymised: business and owner details are withheld. Counts are from FundTap’s records to 30 September 2026.
