An IT consultancy in Auckland: a new business, funding invoices as it grew

The story in short

• 67 invoices funded since December 2023
• 29 of 34 months used since their first funded invoice
• 8 invoices funded in their first funded month, December 2023
• 1 increase to their funding limit

The gap

They’d only started the business months before signing up. The owner didn’t want a fixed commitment for a modest amount of cover.

What they wanted was cover for individual invoices, used when the timing needed it and ignored when it didn’t. That suited a new business with good clients and plenty of invoices going out.

How they use FundTap

In December 2023, their first funded month, they funded eight invoices, and it’s still their busiest month on record.

Since then the pattern has been steady: 25 invoices in 2024, 20 in 2025 and 14 so far in 2026. In all they’ve funded 67 invoices on 59 funding days, in 29 of the 34 months since their first. Their clients pay as normal and never hear from FundTap.

What’s changed

The business has moved on since those first invoices. The funding limit has been raised once, and by February 2026 they’d added another director. Eight invoices were funded in the last six months, so FundTap is still part of how it runs.

Sound like your business?

Starting a business with good clients still leaves wages due before the first payments land. Fund only the invoices that need it, and skip the fixed commitment.

Fund a specific invoice when the timing doesn’t work. Pay nothing when it does.

Invoice finance for professional services  •  All case studies

About this story. Anonymised: business and owner details are withheld. Counts are from FundTap’s records to 30 September 2026.