The story in short
- 125 invoices funded since December 2024
- 4 increases to their funding limit
- 10 invoices funded in their busiest month, May 2025
The gap
They run a fleet of truck-and-trailer units on bulk metro and linehaul work, with a team of staff to match. When the carrier asked them to take over another owner-operator’s run, that meant more staff and more running costs from the start.
The carrier had also moved its payment date to the last working day of the month, later than it used to pay.
How they use FundTap
They set FundTap up to carry the new run’s wages and running costs until the first payment. Since December 2024 they’ve funded 125 invoices, 76 of them in 2025, with May 2025 the busiest at 10.
They decide when to upload invoices for funding. The carrier is never contacted and pays on its own date as normal.
What’s changed
Over a year in, their funding limit has gone up four times. They still choose which invoices to fund and which to leave for the carrier’s payment date.
Sound like your business?
You’ve taken on a bigger run, and its wages start long before the first payment. Fund the invoices that cover that wait and leave the rest.
You did the work. Don’t wait until the 30th to get paid.
Invoice finance for transport and logistics • All case studies
About this story. Anonymised: business and owner details are withheld. Counts are from FundTap’s records to 30 September 2026.