A painting contractor in Auckland: funded in 36 of 37 months

The story in short

• 36 of 37 months they’ve used FundTap since their first funded invoice
• 77 invoices funded since joining in September 2023
• 4 increases to their funding limit
• 6 of 6 of the last 6 months with an invoice funded

The gap

The big jobs are where the timing bites, because they take a lot of paint and a lot of time. Payment for them arrives on the 20th of the following month.

When payments from finished work haven’t landed yet, the owner puts the need plainly.

“Until those payments come through, I need some additional funding to manage my cashflow and settle my current business expenses.”

From an email to the FundTap team, September 2026

How they use FundTap

They joined in September 2023 and have used FundTap in 36 of the 37 months since their first funded invoice. That’s 77 invoices, almost every one on a funding day of its own.

They fund one invoice at a time, and the funding limit has been raised four times. When they have cash in hand, they’ve asked to settle an invoice ahead of its due date.

What’s changed

Their biggest years were 2024 and 2025, with 26 and 27 invoices funded. In the last six months they’ve funded 11 invoices, with funding in every one of those months.

Three years on, it’s routine: finish the job, send the invoice in, and get on with the next one.

Sound like your business?

Big jobs are good news until the paint, the time and the wait for the 20th all land together. Fund the invoice, then get on with the next job.

Get paid now for work you’ve already done.

Invoice finance for construction and trades  •  All case studies

About this story. Anonymised: business and owner details are withheld. Counts are from FundTap’s records to 30 September 2026. Quotes are from calls and emails with the FundTap team, lightly trimmed.