A painting contractor in the lower North Island: crew paid between sign-offs

The story in short

• 9 invoices funded since September 2024
• 6 of them in 2025
• 8 of 25 months they’ve used FundTap since their first funding
• 1 increase to their funding limit

The gap

Most of this painting contractor’s income comes from social housing work. Payment follows inspection and sign-off, and the timing is hard to predict. Some other customers pay unpredictably too.

Jobs were close to completing, and one had already been signed off. The crew and the paint suppliers still had to be paid before the programme paid the owner.

How they use FundTap

They signed up in February 2024 and funded their first invoice in September 2024. Once a job is signed off, they fund the invoice and cover suppliers and wages. The housing programme pays on its usual schedule, and FundTap never contacts it.

Three invoices were funded in 2024 and six in 2025, across eight different months. June 2025 was the busiest, with two.

What’s changed

The funding limit has been raised once. Across nine invoices, FundTap has been there so the crew and suppliers don’t wait on the programme’s payment run.

Sound like your business?

The inspection is done and the job’s signed off, but the payment run is still coming. FundTap funds the invoice so the crew isn’t waiting on it.

Get paid now for work you’ve already done.

Invoice finance for construction and trades  •  All case studies

About this story. Anonymised: business and owner details are withheld. Counts are from FundTap’s records to 30 September 2026.