The story in short
- 1 invoice funded, in August 2026
- 1 day they chose to fund on, straight after joining
- 0 increases to their funding limit so far
The gap
Most of the work is residential, and on a big job the owner takes a deposit once the exterior is painted. The final invoice goes out at the end, and some clients are slow to pay it.
Commercial work is where the owner could grow, but those firms pay on the 20th of the month after. Saying no to that has kept the commercial side small.
“...I’ve lost out on work by just saying, no, I’m not doing 20th of the following.”
From a call with the FundTap team, August 2026
How they use FundTap
The owner joined in August 2026 and funded their first invoice that month. When a client runs late, the owner logs in and funds that invoice.
Clients keep paying the business directly, and they aren’t contacted.
“...I do need to log in and just give myself a bit of breathing space, because these people always pay late.”
From a call with the FundTap team, August 2026
What’s changed
Two months in, one invoice has been funded. The aim, set out at sign-up, is to start saying yes to commercial work that pays later.
Sound like your business?
You’re turning down good work because the customer pays on the 20th of next month. Fund the invoice, and the answer can be yes.
Get paid now for work you’ve already done.
Invoice finance for construction and trades • All case studies
About this story. Anonymised: business and owner details are withheld. Counts are from FundTap’s records to 30 September 2026. Quotes are from calls and emails with the FundTap team, lightly trimmed.
