The story in short
- 3 invoices funded since February 2026
- 2 of 8 months used since their first funded invoice
- 2 invoices funded in May 2026, their busiest month
The gap
This was a young business with an experienced tradesperson at the helm. Maintenance work was the base, and new builds and commercial jobs were starting to come through.
A first employee and bigger materials orders came with that growth. The wage run and the supplier statement both fell at month end, ahead of the money from customers.
“...I don’t get absolutely shafted at month end, because that’s the worst time for me.”
From a call with the FundTap team, January 2026
How they use FundTap
The owner sized the funding limit around the main supplier’s monthly bill. That’s the number that rises as the workload does.
When a job is invoiced, they fund that invoice rather than wait, and the supplier statement gets paid. Their customers pay them as normal, on the terms they always have.
What’s changed
Since February 2026 they have funded three invoices, two of them in May. That is two of the eight months since the first one.
It works as cover for the heavy months, not a monthly habit. The owner set out to keep growing the team, and supplier bills grow with the work.
Sound like your business?
A first hire, a bigger materials bill and customers who pay after month end. If that sounds like your month, fund the invoice and keep the work moving.
Get paid now for work you’ve already done.
Invoice finance for construction and trades • All case studies
About this story. Anonymised: business and owner details are withheld. Counts are from FundTap’s records to 30 September 2026. Quotes are from calls and emails with the FundTap team, lightly trimmed.
